The Person is the Plan
is our objective process for exploring ways for you to use your money to make a life instead of using your life to make money. This process involves stages in which you, the client, will participate in and steps that we, the advisors, will take care of for you. Scroll down to see how we will work together to create your financial plan.
Discovery Meeting
The time we spend in discovery, exploring and clarifying your goals, is critical. Many advisors spend most of your time talking about how they are going to invest your money or sell you a product. We follow a financial life planning process based on the work of George Kinder, CFP®, considered to be the father of financial life planning. Starting with the Big Picture, your vision for your future provides a solid foundation and touchstone for your financial planning decisions.
Financial Plan
Model Portfolios
At HIGHLAND, we offer a thorough financial planning process, including several subject areas encompassing much more than investments. According to the CFP® Board of Standards, financial planning is “the process of determining whether and how an individual can meet life goals through the proper management of financial resources”

This includes:
  • Cash flow analysis and planning
  • Objective Insurance planning and risk management
  • Employee benefits planning
  • Investment planning
  • Income tax planning
  • Retirement planning
  • Estate planning
Mutual Commitment
When your financial plan is presented, you will understand how to reach your goals and how we will continue to serve you. As financial planners, our role is ongoing and we commit to placing your needs ahead of our own. There will be distractions and detours ahead; our job is to make sure you stay on course and reach your destination.
Mutual Commitment
Monitoring Progress
Periodically reviewing your goals, life transitions, investment portfolio, and financial planning projections is important. The delivery of the financial plan is only the beginning. Over time, your goals and your financial plan may change. Your financial plan is your initial blueprint. Life changes and transitions may ultimately impact your final plan design.
Regular Progress Meetings
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