We are here to help you:
Become Financially Educated
Safeguard Your Children’s Future
Enjoy Your Retirement
Financial Life Planning for Newly Independent Women
Guidance to help you take control of your money and achieve your life's goals.
We are here to help you:
Become Financially Educated
Enjoy Your Retirement
As a newly independent woman, you are in charge of your family's finances on your own, potentially for the first time. This can leave you feeling unsure about where to even start.
We believe you have what it takes to be in charge of your finances even if you have been left out of the financial conversation in the past. We are here to help you.
Your FICO score is critical in determining your financial opportunities, from securing a mortgage to getting the best interest rates on loans. A high FICO score can save you thousands of dollars over your lifetime, while a low score can limit your options and cost you more in interest. In this guide, we'll explain a FICO score, why it matters, and how to maintain a strong credit profile.
Mediation offers couples a dignified, collaborative path forward when life circumstances require critical legal decisions about their future. As a trained family law mediator, Zoe Cassotis guides New Jersey families through productive conversations that lead to thoughtful, mutually beneficial solutions. Her confidential mediation approach helps people maintain control of their decisions while saving time and money, creating positive outcomes that respect both parties' needs and values.
Anyone who has gone through a divorce knows how emotionally challenging and financially complex it can be. While attorneys handle the legal aspects, a Certified Divorce Financial Analyst® focuses specifically on the financial implications of divorce. This specialized designation equips professionals with the expertise to guide clients through the intricate financial aspects of divorce proceedings, ensuring better outcomes for their financial future.
Deciding whether to keep the marital home after a divorce is one of the most significant financial and emotional decisions newly independent women face. While it may seem logical to hold onto the house, there are numerous factors to consider—financial feasibility, practical living conditions, and the emotional impact on you and your children.
Discover the hidden financial dangers many newly independent women face after divorce. In this video, Certified Financial Planner™ Joe Goldy shares three vital strategies to prevent overspending, manage your finances, and secure your future. From creating a "fun money" account to working with a CFP®, learn how to navigate your new financial landscape confidently. Don't miss out on these expert tips—subscribe for more insights!
Many people find themselves at a career crossroads in the aftermath of divorce. As a career coach specializing in helping women navigate this transition at her firm, Next Stage Career Success, Shauna Licciardi has seen the transformative power of rediscovering one's purpose. From her experience as a human resources director and career coach, Shauna explains the importance of finding your "why" when charting your next career move post-divorce.
Going through a divorce can be an incredibly stressful and emotionally draining experience. In addition to dealing with the end of a marriage, there are practical and financial implications to navigate. One potential pitfall many divorcees find themselves in is overspending to cope with the changes and upheaval in their lives.
In this installment of our video series on financial planning for newly independent women, we delve into updating beneficiaries across key financial documents and accounts. Whether you are navigating the aftermath of a divorce or coping with the recent loss of a spouse, it is essential to review and revise your estate documents, life insurance policies, and investment accounts to reflect your new circumstances. Additionally, we'll explore health insurance options that are available to you during this transition. These steps ensure your financial future is secure and your assets are distributed according to your wishes.
In our series on empowering newly Independent Women to achieve financial security, we delve into the often underestimated importance of organizing financial documents. Join Joe Goldy as he uncovers the three significant benefits of maintaining well-organized financial records, offering insights into financial transparency, legal compliance, and emotional closure. Discover how this simple yet powerful practice can advance financial Independence and peace of mind.
Representative Lauren Underwood from Illinois and Senator Tammy Baldwin of Wisconsin have reintroduced the Women's Retirement Protection Act of 2023. This critical legislation protects women's retirement savings after a divorce.
Uncertainty about your money shouldn’t keep you up at night. We want you to sleep well, knowing that you’re making great financial decisions that help you build a better life.
Our goal is to help you:
Make Smart Decisions About Spending and Saving
Ensure Your Investments Work Toward Your Priorities
Take Care of Both Your Kids and You
For over 20 years, we have drawn on our professional and personal experience to walk newly independent women through a structured process helping them make smart financial decisions.
We have custom planning tools and sophisticated software to help you make sense of your current financial situation and plan for your next chapter.
Our team's certifications include the Registered Life Planner® (RLP®) and CERTIFIED FINANCIAL PLANNER™ (CFP®) designations to help you use your money to create the life you envision.
Finding yourself in charge of your family’s finances for the first time can be overwhelming. At HIGHLAND Financial Advisors, we walk newly independent women like you, step by step, through a process that explores what's most important and helps achieve your goals while taking care of yourself and loved ones.
We are a fee-only independent registered investment advisor based in Wayne, NJ, helping to empower the financial decision-making of women who are newly on their own. Registration does not imply a certain level of skill or training. Our mission is to guide you into building a financial plan around your life plan, not the other way around. We help you:
• Thrive in your newly independent stage
• Experience peace of mind knowing your children are taken care of
• Feel confident that you won't have to put your life goals on hold
• Understand your finances so you can make great decisions
• Create savings goals to help make sure you'll be OK in retirement
• Make your compensation and benefits work for you
• Ensure your investments align with your personal values
1. Schedule an initial consultation to get to know each other.
2. Meet to discuss your financial situation and see if there is a mutual fit.
3. Sign the agreement to start your plan for financial independence.
You want to partner with a financial advisor whose expertise is working with people just like you. We may be a good fit if you:
Are a newly independent woman taking charge of your finances
Want a long-term, ongoing relationship with a financial advisor
Have investable assets of more than $1 million
Are you ready to stop worrying about your money and start getting the most out of your life? Take the first step to financial independence by scheduling an introductory call.
This ebook is a financial primer for the newly independent.