How to Evaluate a Job Offer - Salary, Benefits, Stock Options, and More

How to Evaluate a Job Offer - Salary, Benefits, Stock Options, and More

Deciding to accept, reject, or negotiate a job offer is very important and requires much forethought to assess all the components in the offer letter. Before diving headfirst, ensure your potential new employer matches not only your compensation expectations but also your values.   

Family Goal Setting: "The Three Questions Every Frantic Family Should Ask." [Book]

Family Goal Setting: "The Three Questions Every Frantic Family Should Ask." [Book]

"The Three Questions Every Frantic Family Should Ask" is a book by Patrick Lencioni, a renowned author, speaker, and consultant on organizational health. The book aims to help families overcome the stress and anxiety of modern-day family life. Lencioni draws from his extensive experience in organizational health to provide practical insights and tools that families can use to build healthier relationships, communicate better, and achieve greater success in their personal and professional lives. 

The World Wide Web 30 Years Later

The World Wide Web 30 Years Later

April 30th marked the 30th anniversary of the World Wide Web being introduced to the public for the first time. Tim Berners-Lee was a 37-year-old researcher at CERN, a physics lab in Switzerland when he created the first website and launched it on the Web as we know it today. 1.8 billion websites later, Lee's invention has revolutionized the way human beings interact and learn on a global scale.

What Should You Review When Laid Off?

What Should You Review When Laid Off?

Reviewing and adequately reacting when handed a severance package can be daunting. A flood of emotions and concerns can cloud your judgment and lead to rash decision-making. It's essential to pause and compose your thoughts before proceeding because some of your benefits will still be extremely valuable to your short and long-term plan.

Solar Energy Tax Incentives: What's New for 2023?

Solar Energy Tax Incentives: What's New for 2023?

According to the Department of Energy's SETO (Solar Energy Technologies Office), provisions included in the Inflation Reduction Act of 2022 will reduce the cost of installing rooftop solar by an average of $7,500, with taxpayers expected to realize an additional average savings of $9,000 on their electricity bills over the system's life.

The Cost of Eating

The Cost of Eating

Big houses, luxury cars, and expensive jewelry are some of the most common things people believe to be their greatest assets. Although all these things signify wealth, they do not come close to life's most significant wealth and asset, your health. Being physically and mentally able to do the things you love as you get older is something you can't put a price tag on.

Investing Significant Amount of Cash: Lump-Sum Investing vs Dollar-Cost Averaging

Investing Significant Amount of Cash: Lump-Sum Investing vs Dollar-Cost Averaging

Investing can be a daunting task, especially when you have a significant amount of cash to invest. One of the most crucial decisions is when to invest. Should you commit all at once or spread out your investments over time? This article will discuss the two primary investment strategies: lump-sum investing and dollar-cost averaging.

Are you concerned about being laid off in the life science industry?

Are you concerned about being laid off in the life science industry?

Pandemic investments and the continuation of gene therapy spurred the growth of companies in recent years. Still, these same companies are feeling the pinch due to growing economic uncertainty. Life sciences do better than other industries during economic and market drawdowns, but it is not immune to global influences.

What Happened to Silicon Valley Bank (SVB)

What Happened to Silicon Valley Bank (SVB)

Revelations around the collapse and government takeover of Silicon Valley Bank (SVB) dominated the news over the weekend. Except for the distractions provided by March Madness brackets and the Oscars, the word of failing financial institutions brought back bad feelings for everyone. Ironically, the film Everything Everywhere All at Once not only swept the Oscars but aptly describes the swiftness in which SVB collapsed.

What’s Your “Number”?

What’s Your “Number”?

I often asked this question in high school – it usually involved someone walking away without me finding out.

And now that I have your attention…

In September 2008, the financial services company ING launched a marketing campaign called “Your Number”.  You may remember these commercials – they showed busy people going about their day with large six or seven-figure numbers floating over their heads.

How Not Paying Attention to Your Utility Bill Can Cost You Money

How Not Paying Attention to Your Utility Bill Can Cost You Money

When New Jersey deregulated its electric and gas industries in the late 1990s, it was supposed to bring a new competitive environment that would benefit consumers. By being a “shopping state,” New Jersey joined many other states in the northeast where consumers could shop for the best electricity or gas rates among competing third-party suppliers.

What you need to know about Merck's 401(k) Savings Plan

What you need to know about Merck's 401(k) Savings Plan

Pharmaceutical companies can have robust benefits packages encompassing cash compensation, equity compensation, and non-monetary benefits. It's essential to understand the type, timing, and amount of each to have a clear picture of your finances, as this provides the capital to grow wealth.

Don’t Look at 2023 in the Rearview Mirror

Don’t Look at 2023 in the Rearview Mirror

As we head into the new year, when it comes to financial markets, some people may expect more of the same as in 2022—essentially overweighting recent events compared to historical events. This is a behavioral issue known as recency bias and may cause people to make bad decisions with their money.

Time Running Out for N.J. Homeowner and Renter Property Tax Relief

Time Running Out for N.J. Homeowner and Renter Property Tax Relief

Depending on the list, sometimes being ranked #1 is where you want to be, and sometimes it’s not.

For example, New Jersey ranks #1 in education according to U.S. News and World Report. The Garden State also ranked #1 as the 2021 best state to live in (barely getting beat out by Massachusetts in 2022, boo!), #1 in most Revolutionary War battles in a single state, and #1 in the number of dentists per 100,000 residents.